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The bank refuses to take payments on my mortgage. If you know of someone in their teen years, give them this book. This community is not ready for that.
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In Summary Read the Key facts document and use it to compare costs and features of other mortgages available. January 7, 2007 Andy - glad I could help. Its experience provided some valuable lessons.
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You can't claim both the credit and the exclusion for the same expense, however. People in their 2nd or 1st year will benefit, so they probably don't get grandfathered. I was loooking for a phone that would at least be an upgrade from what I jsut lost, hence kind of justifying the actual buying a second phone in less then one week.
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